Senior Compliance Analyst (AML/CDD)

Location: US - Foster City, California; office-based position. Travel required 5–10% of the time.

Salary: $136,000–$217,000 USD per year, with potential bonus and equity eligibility.

Company

Global payments technology company facilitating transactions between consumers, merchants, financial institutions, and government entities across more than 200 countries and territories.

What you will do

• Execute and support client due diligence and client acceptance programs in line with global AML, ATF, and sanctions policies.
• Conduct complex CDD and EDD reviews, including assessments of high-risk clients and jurisdictions.
• Perform ongoing monitoring, secondary reviews, and quality assurance checks.
• Lead teams and provide subject matter expertise to internal stakeholders and clients.
• Give constructive feedback and guidance to improve review consistency, accuracy, and regulatory compliance.
• Manage multiple assignments, projects, and cross-functional relationships with minimal supervision.

Requirements

• Bachelor’s degree and relevant compliance experience; the preferred profile includes 7–10 years in AML, ATF, BSA, USA PATRIOT Act, and sanctions compliance.
• Demonstrated experience with complex CDD and EDD reviews, high-risk clients, and high-risk jurisdictions.
• Strong knowledge of global AML and sanctions regulations and regulatory expectations.
• Experience conducting secondary reviews, applying sound judgment, managing teams, and providing clear feedback.
• Excellent analytical, research, problem-solving, communication, organization, and record-keeping skills.
• Fluent English and Spanish required. Portuguese is a plus.

Nice to have

• Professional AML certification such as CAMS.
• Advanced degree or PhD with relevant compliance experience.
• Portuguese language skills.

Culture & Benefits

• Work in an office setting with collaboration across teams and functions.
• Medical, dental, and vision coverage.
• 401(k), FSA/HSA, life insurance, paid time off, and wellness program.
• Potential bonus, equity, and sales incentive eligibility where applicable.
• Work hours vary according to department needs.