Part-Time Consumer Loan Underwriter (Fintech)

Location: Remote-USA; scheduled Monday–Wednesday from 3:30–8:30 PM and Saturday from 1:00–9:30 PM Central Time.

Salary: $23.17–$29.52 per hour, adjusted based on experience and other job-related factors.

Company

hirify.global is a payments credit union service organization and fintech solutions provider serving more than 4,000 financial institutions across North America.

What you will do

• Evaluate consumer loan applications using credit history, risk assessment, capacity ratios, and client institution lending guidelines.
• Make decisions on phone, internet, indirect, remote-login, ExpressLink, and data-entry applications.
• Monitor application quality, accuracy, workflow, and compliance with loan standards.
• Resolve customer, credit union, and Contact Center lending issues while reporting identified risks.
• Support Contact Center representatives, cross-sell products, new technology rollouts, and client programs.
• Work with multiple loan origination systems and help minimize errors that could result in financial loss.

Requirements

• High school diploma or equivalent required; an associate degree is preferred.
• At least one year of lending underwriting experience required.
• Knowledge of lending underwriting practices, credit analysis, direct and indirect lending, and loan application processing.
• Demonstrated ability to assess risk, interpret credit bureau information, and make sound loan decisions.
• Ability to work autonomously, maintain confidentiality, adapt to multiple financial institutions, and perform under pressure.
• Proficiency in Microsoft Office, including Excel, Word, and Teams, plus familiarity with multiple loan origination systems.

Nice to have

• One year of Contact Center experience in a loan Contact Center position.
• Associate degree.

Culture & Benefits

• Remote-first and flexible work environment focused on inclusion, psychological safety, wellbeing, and belonging.
• Medical coverage with telemedicine, dental and vision insurance, life insurance, and disability insurance.
• Paid time off, 12 paid holidays, and maternity, parental, and family care leave.
• 401(k) with employer match, HSA contributions, FSA, supplemental insurance, and an employee assistance program.
• Tuition reimbursement, wellness program, and community volunteer time off.
• This role is currently not eligible for visa sponsorship.