Internal Audit – Credit Risk, Analyst (Fintech)

Location: New York, NY, United States; onsite office role in New York.

Company

hirify.global is a global investment banking, securities, and investment management firm providing financial services to corporations, financial institutions, governments, and individuals.

What you will do

• Develop and maintain technical knowledge of credit risk management, including lending and counterparty credit risk.
• Review processes and controls across the credit risk management and credit life cycle.
• Conduct meetings with first-line and second-line stakeholders.
• Execute risk-focused audits covering credit risk products, legal entities, and thematic areas.
• Monitor credit risk management topics for existing and new products.
• Communicate credit risk management problems and issues to senior management.

Requirements

• Master’s degree in management, economics, finance, accounting, or mathematics.
• 1–2 years of experience in credit risk management, credit risk independent validation, or internal audit covering credit risk.
• Knowledge of capital adequacy topics, including Basel Capital Accord regulatory requirements and advanced model-based and/or standardized frameworks.
• Understanding of credit risk measurement, stress testing, limit setting and monitoring, risk reporting, and risk governance.
• Ability to independently assess internal controls for credit risk measurement and management and their conformance with regulatory requirements.
• Knowledge of financial modeling concepts, including options pricing, credit default, structured products, econometrics, and stress scenario creation.
• Strong risk and control mindset, analytical ability, professional skepticism, and ability to challenge and discuss risks and controls with management.
• Strong leadership, interpersonal, relationship management, verbal and written communication, and presentation skills, including PowerPoint and Visio.
• Ability to multitask, stay organized, take ownership, and work effectively in a fast-paced team environment.

Nice to have

• Financial risk management qualification, including FRM certification.
• Experience in the financial services industry.

Culture & Benefits

• Collaborative global environment with diverse business and technology audit teams.
• Professional development, training, and firmwide networking opportunities.
• Wellness, resilience, personal finance, and mindfulness programs.
• Workplace support, ergonomic services, and reasonable accommodations during recruitment.
• Commitment to diversity and inclusion.