Credit Risk Manager, Credit Administration (Fintech)

Location: Hybrid in Taguig, National Capital Region, Philippines

Company

Salmon Bank operates within hirify.global and provides banking services supported by structured credit administration and risk controls.

What you will do

• Provide final pre-disbursement clearance by validating approved credit terms, documentation, delegated authorities, and regulatory conditions.
• Authorize loan disbursements independently from loan origination and verify the intended use of proceeds.
• Ensure accurate booking, classification, recording, and reconciliation of credit facilities across banking systems.
• Maintain the integrity, security, and accessibility of credit and collateral documentation, including legacy loan security instruments.
• Monitor post-booking covenants, collateral requirements, and other obligations while escalating exceptions.
• Administer loan settlement and collateral release, maintain closed-loan records, and support regulatory reporting and examinations.

Requirements

• Strong background in credit administration, credit risk, or loan operations within a banking or financial institution.
• Solid understanding of credit approval processes, loan documentation, and regulatory compliance frameworks.
• Experience with loan booking systems, collateral management, and portfolio monitoring.
• High attention to detail and ability to operate as an independent control function separate from origination.
• Familiarity with regulatory reporting and examination processes.
• Strong organizational and escalation-management skills.

Culture & Benefits

• Hybrid work arrangement.
• Independent control function with responsibility for portfolio quality and operational integrity.
• Exposure to credit risk management, regulatory reporting, and supervisory examinations.