Senior Credit Risk Modeling Manager (Mortgage Insurance)

Location: hirify.global Headquarters, Raleigh, North Carolina — hybrid schedule with shared in-office days on Tuesday, Wednesday, and Thursday

Company

hirify.global is a publicly traded U.S. private mortgage insurance provider supporting lenders and partners in helping people achieve and maintain homeownership.

What you will do

• Build quantitative frameworks to assess credit risk, expected performance, loss emergence, capital usage, and transaction economics across reinsurance deals.
• Apply statistical, stochastic, scenario-based, sensitivity, and stress-testing techniques to evaluate collateral performance, ratings migration, macroeconomic trends, and adverse outcomes.
• Develop, enhance, and maintain pricing, exposure, portfolio risk, and capital models for reinsurance transactions and emerging business opportunities.
• Evaluate, validate, and improve internal and external models under the Model Risk Framework and align assumptions with regulatory, rating agency, and governance expectations.
• Analyze transaction and portfolio data to identify risk drivers, emerging trends, concentration risks, and actionable business insights.
• Partner with Underwriting, Finance, Actuarial, Risk, Operations, IT, and leadership teams, documenting and presenting decision-ready recommendations.

Requirements

• Bachelor’s degree in financial mathematics, actuarial science, statistics, or a related field.
• At least 7 years of quantitative experience working with performance data and building risk models in insurance, reinsurance, or finance.
• Experience developing, testing, documenting, and governing quantitative frameworks and risk models.
• Knowledge of stochastic modeling, capital modeling, financial cash flows, and financial metrics.
• Strong quantitative, analytical, organizational, communication, presentation, and collaboration skills, with the ability to work independently under tight deadlines.
• This role is not eligible for employment visa sponsorship.

Nice to have

• Advanced degree, CFA, FRM, or actuarial designation.
• Experience developing risk frameworks, underwriting guidance, and pricing strategies.
• Experience with structured credit in single-name and portfolio formats.
• Proficiency with SQL and Excel or a programming language such as Python, R, or SAS.

Culture & Benefits

• Hybrid work schedule with shared in-office days on Tuesday, Wednesday, and Thursday.
• Generous time off and 40 hours of volunteer time off.
• Tuition reimbursement, student loan repayment, and paid family leave.
• Flexible spending accounts, fitness and emotional wellness reimbursements.
• 401(k) plan with up to a 5% employer match.
• Inclusive workplace focused on diverse perspectives and community support.