Risk Engineer (Fintech)

Location: Denver, United States

Company

hirify.global builds on-chain banking products, including yield, liquid staking, and crypto-enabled card services, with more than $10B in assets under management.

What you will do

• Improve card transaction authorization by identifying and eliminating causes of declines, failed authorizations, stuck holds, and other spending friction.
• Analyze the card program as a product, identify issues affecting real users, and ship fixes.
• Detect and investigate fraud and abuse patterns, including card testing, cashback farming, merchant abuse, friendly fraud, trial and force-post abuse, and multi-account rings.
• Own fraud rules, queues, scoring logic, real-time monitoring, alerting, and automated mitigation in Sardine.
• Query transaction data, investigate live cases, identify root causes, and create controls that prevent recurrence.
• Build internal tools, dashboards, and scripts for risk and customer experience teams.

Requirements

• Strong software engineering and problem-solving fundamentals.
• 4+ years of professional coding experience shipping products.
• Strong product sense and willingness to resolve the underlying causes of transaction problems.
• Ability to query and analyze data independently.
• Experience with fintech, neobanks, card issuers, issuer processors, or card transaction processors.
• Hands-on experience with payment fraud mechanics, fraud decisioning or transaction monitoring platforms, fraud investigations, or disputes.

Nice to have

• Experience operating fraud rules, queues, and scoring systems.
• Experience investigating adversarial transaction patterns and converting findings into preventive controls.

Culture & Benefits

• Competitive salary, performance-based incentives, and token allocation grant.
• Health, dental, and vision insurance plans.
• Opportunity to work on multi-billion-dollar products in a small, highly technical team.
• Global team with opportunities for travel and working from three offices worldwide.
• Up to four weeks of work from anywhere.
• Company events and team-building off-sites.