Credit Investigator

Location: Hybrid, Metro Manila, Philippines

Company

hirify.global operates in a fast-paced financial environment focused on credit decision-making and risk management.

What you will do

• Conduct comprehensive credit investigations for individuals and companies.
• Review bank statements, balance sheets, income statements, credit histories, and references.
• Prepare credit investigation reports summarizing risk assessments.
• Work with cross-functional departments to complete timely credit decisions.
• Monitor client accounts for payment abnormalities or defaults and recommend credit limits, payment terms, or credit holds.
• Maintain accurate records and respond to consumer questions about credit applications and scores.

Requirements

• Bachelor’s degree in Business Administration, Finance, Economics, Criminology, or a related field.
• 1–2 years of experience in credit underwriting, motorcycle loan verification, or loan processing.
• Strong analytical and investigative skills.
• Excellent interpersonal and communication skills.
• High integrity, discretion, attention to detail, independence, and ability to meet deadlines.
• Knowledge of data privacy laws, credit trends, reporting procedures, and financial regulations.

Culture & Benefits

• Hybrid work arrangement in Metro Manila.
• Fast-paced financial environment.
• Cross-functional collaboration on credit decisions.