6 дней назад
Senior Mortgage Underwriter
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Mortgage Underwriter (FHA/VA/RD): Reviewing and approving or rejecting mortgage loan applications across conventional, FHA, VA, RD, and portfolio products with an accent on appraisal review, income and asset verification, credit assessment, and regulatory compliance. Focus on evaluating borrower and property risk, detecting fraud or misrepresentation, setting loan terms and pricing, and coordinating approval requirements with mortgage stakeholders.
Location: UNO Center, New Orleans, Louisiana, United States
Company
operates in financial services and mortgage lending.
What you will do
- Approve or deny conventional, FHA, VA, Rural Housing Development, and portfolio mortgage loans.
- Review employment, income, asset, credit, appraisal, property, and loan documentation against investor, bank, regulatory, and government requirements.
- Evaluate borrower and property risk, loan acceptability, pricing, terms, and potential fraud or misrepresentation.
- Request additional information, document approval or denial decisions, and maintain accurate loan files and databases.
- Use loan origination and investor conduit systems to ensure loan information and requests are accurate.
- Coordinate approval requirements and file status with originators, processors, closers, Realtors, builders, and other stakeholders.
Requirements
- 6+ years of experience preferred; alternatively, a bachelor's degree with 2+ years of related experience or an equivalent combination of education and experience.
- FHA DE designation required.
- VA LAP designation preferred.
- Ability to work under stress, meet deadlines, interpret documents, and operate related equipment.
- Ability to travel if required to perform essential job functions.
Culture & Benefits
- Full-time employment.
- Work is performed at the UNO Center in New Orleans.
- Equal opportunity employment in accordance with applicable federal, state, and local laws.
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