Manager, Trading Credit Risk (Margin & Options) (Fintech)

Location: Dallas, TX, United States; offices are also available in Culver City, CA and San Francisco, CA. A one-month work-from-anywhere policy is available, except for a few countries.

Company

hirify.global is building an AI platform for wealth professionals and partnering with financial advisors to improve wealth management.

What you will do

• Own daily credit risk surveillance across margin accounts using Stream Credit Monitor and Sterling Risk Monitor.
• Design and maintain house margin requirements, collateral haircuts, liquidity tiers, concentration limits, and stress scenarios.
• Oversee options expiration, assignment, exercise, uncovered-position, OCC margin, and strategy-expansion risks.
• Approve margin exceptions, extensions, and requirement changes, and direct liquidation sequencing and timing when accounts fall out of compliance.
• Define key risk indicators, produce recurring leadership reporting, and lead root-cause analysis and remediation for credit events and control failures.
• Partner with Product and Engineering to build risk controls, alerts, automation, exception triage, and AI-enabled surveillance into the platform.

Requirements

• 5+ years of experience in credit risk, margin risk, or market risk at a broker-dealer, clearing firm, or custodian.
• Hands-on experience with margin methodologies, house requirements, stress testing, concentration analysis, and options risk.
• Strong knowledge of Regulation T, FINRA Rule 4210, and FINRA Rule 2360.
• Experience with FIS Phase 3, Stream Credit Monitor, Sterling Risk Monitor, or OCC tools such as ENCORE and STANS outputs.
• Advanced Excel skills required; SQL or Python experience is a plus.
• FINRA Series 7 and Series 63 are required. Series 4 is required or must be obtained within 90 days of employment.

Nice to have

• Series 57 or Series 24 licensing, or willingness to obtain them.
• Experience mentoring others and building documentation and operating standards.
• Interest in applying AI to exception triage, risk analysis, documentation, and surveillance automation.

Culture & Benefits

• Values include kindness, humility, ownership, healthy debate, and resilience under pressure.
• Premium healthcare, dental, and vision insurance plans.
• 401(k) savings plan with a 4% match and immediate vesting.
• Sixteen weeks of paid parental leave after one year of employment.
• Annual learning and development budget, employee mobility program, and company perks.
• Competitive pay and equity for eligible positions, plus a bonus program for eligible roles.