Senior Credit Risk Analyst (Python)

Location: Hybrid, hub-based in Bristol, Glasgow or London, with flexibility to work from home. Sponsorship is not available.

Salary: £46,800–£55,000 per year, plus a 15% on-target bonus and 9% Flex Pay.

Company

hirify.global is a utilities business focused on reducing carbon emissions and addressing the climate crisis through its Plan Zero mission.

What you will do

• Use SQL and Python to generate credit risk insights and lead initiatives that reduce portfolio risk.
• Build and maintain Tableau and Looker dashboards for trend monitoring, target tracking, and KPI analysis.
• Develop commercial and credit risk models, including Probability of Default models, A/B tests, and cost-benefit analyses.
• Identify optimisation opportunities and support decision-making across onboarding, customer management, and collections.
• Automate manual processes, improve efficiency, and build data pipelines for reliable data integration and accessibility.
• Collaborate across functions, present analysis to stakeholders, and support junior colleagues through reviews and feedback.

Requirements

• 3+ years of experience in credit risk analytics, data science, or a similar analytical role.
• Strong SQL skills and experience working with complex datasets; Python or R experience is expected.
• Knowledge of statistical concepts including sampling, significance testing, hypothesis testing, linear and logistic regression, and normal distribution.
• Experience using or developing Probability of Default models.
• Ability to build, interpret, and present data visualisations and make business recommendations.
• Hands-on experience with Google Cloud, BigQuery, GitHub, Tableau, and Looker, plus strong documentation and version-control practices.

Culture & Benefits

• Flexible hybrid working through the hirify.global Way of Flexibility.
• 34 days of holiday including bank holidays.
• Healthcare and wellbeing benefits, including healthcare cash plans or private medical insurance, life assurance, gym membership, and dental insurance.
• 9% Flex Pay, with pension contributions and flexible benefits options.
• Energy-plan discounts, green home benefits, low-emission car leasing, cycle-to-work support, and public transport season ticket loans.
• Inclusive workplace supported by eight employee-led Belonging Networks.