Director of Compliance (USA) / BSA AML Officer

Location: Miami-Dade, Broward County, Florida, USA; hybrid with 1 day per week onsite

Company

hirify.global is a payouts platform with APIs that help internet businesses automate payments, collect recipient tax and banking information, and manage fraud and compliance risk.

What you will do

• Lead the U.S. BSA/AML/OFAC compliance program and serve as the designated BSA/AML Officer.
• Oversee CDD, EDD, KYB, KYC, beneficial ownership, SAR, CTR, FinCEN 314(a), and 314(b) processes.
• Manage multi-state Money Transmitter Licenses through NMLS, including renewals, filings, call reports, and regulatory notifications.
• Act as the primary contact for regulators, FinCEN, the IRS, independent auditors, banking partners, and payment networks.
• Evaluate transaction monitoring, sanctions screening, identity verification, and other RegTech systems.
• Build and manage the U.S. compliance team, deliver training, and advise product, engineering, and executive teams.

Requirements

• 6+ years of progressive compliance leadership experience at an MSB, licensed money transmitter, payments firm, or fintech banking institution.
• Deep knowledge of the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations, OFAC sanctions, AMLA 2020, and state money transmission laws.
• Hands-on NMLS experience, including multi-state licensing applications, MU1/MU2 filings, and MSB Call Reports.
• Experience managing state regulatory examinations and independent third-party BSA audits.
• Familiarity with automated RegTech software, transaction monitoring systems, and B2B payout architecture.
• Strong risk judgment and written and verbal communication skills.

Nice to have

• CAMS, CAMS-RM, or CFCS certification.

Culture & Benefits

• Competitive salary and meaningful equity options through an ESOP.
• Medical, dental, vision, and LTD healthcare coverage from day one.
• Four weeks of paid vacation per year, public holidays, and an additional day per year of service.
• 30 days of remote work from anywhere each year.
• Gym and wellness allowance, summer half-day Fridays, and a company-provided MacBook Pro with accessories.