Underwriter, Market Units Life & Health Reinsurance

Location: Tokyo, Japan. Hybrid work model with an expectation of being in the office at least three days per week.

Company

hirify.global provides reinsurance, insurance, and insurance-based risk transfer solutions across Property & Casualty and Life & Health, with more than 15,000 employees worldwide.

What you will do

• Assess and underwrite Life & Health risks using medical, financial, and experience-based judgment aligned with underwriting philosophy and risk appetite.
• Maintain underwriting quality through documentation, governance adherence, and peer reviews.
• Monitor portfolio performance, identify emerging risks and underperformance, and recommend corrective or de-risking actions.
• Provide underwriting expertise for new business, reinsurance tenders, product development, transactions, and structured solutions.
• Support Risk Tech and digital underwriting solutions, and build trusted relationships with clients through advisory services and training programmes.
• Collaborate with Underwriting, Claims, Pricing, and Solutions teams to strengthen risk-aware and knowledge-sharing practices.

Requirements

• At least 5 years of experience in Life & Health insurance or reinsurance underwriting, with broad product experience and demonstrated underwriting authority.
• Strong technical underwriting skills, including medical, financial, and experience-based risk assessment.
• Business-level English for communication with local and international stakeholders.
• Bachelor's degree or equivalent qualification in a relevant field.
• Ability to build trusted relationships with internal and external stakeholders at different levels, supported by strong interpersonal and communication skills.
• Commitment to leading by example, cultivating a collaborative team culture, and contributing to shared goals.
• Self-starter mindset with the ability to work independently while contributing positively to the team.

Nice to have

• Experience with data-driven underwriting tools, Risk Tech, or Insurtech solutions, and enthusiasm for digital innovation in insurance.
• Familiarity with Japanese Life & Health insurance market dynamics, regulation, and client landscape.
• Experience delivering training programmes or capability-building initiatives for clients or internal teams.
• Experience with product development, reinsurance tenders, or structured solutions in a cross-functional setting.
• Japanese language skills for deeper client engagement in the local market.

Culture & Benefits

• Hybrid working arrangement with regular office presence in Tokyo.
• Collaborative, inclusive environment focused on shared objectives, knowledge sharing, and professional development.
• Opportunities to contribute to innovative reinsurance, Risk Tech, and digital underwriting solutions.
• Equal opportunities are offered regardless of age, gender, race, ethnicity, gender identity or expression, sexual orientation, physical or mental ability, skillset, or other characteristics.
• Experienced professionals returning after a career break are encouraged to apply.

Hiring process

• The base salary range will be shared during the interview process.
• AI-powered tools may support application review, while final hiring decisions are reviewed and made by people.