Associate, Model Development (Hybrid Position) (Fintech)

Location: Dallas, United States; hybrid position. Applicants must be legally authorized to work full time in the United States without employer sponsorship.

Salary: $90,000–$170,000 annual base pay

Company

Global financial services organization undergoing a technology-driven, customer-centric transformation.

What you will do

• Supervise the development and maintenance of credit origination and customer behavior scorecards for a nonprime auto lender.
• Develop model assumptions, statistical theory, empirical evidence, and documentation supporting mathematical model soundness.
• Analyze portfolio and origination trends to identify risks, opportunities, and actionable insights.
• Build robust model development datasets from internal and external sources using data mining and statistical techniques.
• Prepare executive-level summaries and recommendations for senior management and collaborate with IT and internal teams on data requirements.
• Support independent model validation and compliance with internal policies and U.S. Federal Reserve regulation SR 11-07, while mentoring junior statisticians.

Requirements

• Bachelor’s degree in a related field or equivalent combination of experience, training, military service, or education.
• At least 5 years of analytics experience in financial services.
• Experience with logistic and linear regression, segmentation, variable reduction, hypothesis testing, neural networks, design of experiments, ANOVA, and decision trees.
• Experience with credit bureau data, SAS Base, SAS/STAT, PROC SQL, SAS Macro programming, and SQL data extraction.
• Ability to merge, clean, and prepare extremely large datasets for statistical analysis and model development.
• Strong communication skills and the ability to explain advanced mathematical concepts to business audiences and coordinate multiple modeling tasks.

Nice to have

• Master’s degree in a related field.
• At least 5 years of indirect subprime auto financial services experience.
• Prior experience developing credit scoring models.
• Knowledge of R and advanced MS Excel pivot tables.

Culture & Benefits

• Competitive rewards package and benefits supporting employees, families, and well-being.
• Strong risk culture with proactive responsibility for risk management.
• Inclusive and accessible application process with reasonable accommodations available.