Transaction Monitoring Specialist (Fintech)

Location: On-site in Mexico City or a Brazil office

Company

hirify.global provides financial infrastructure combining global payment acceptance, programmable financial accounts, and digital asset rails for cross-border commerce.

What you will do

• Monitor fiat and crypto transactions in real time, investigate anomalies, review transaction monitoring and sanctions alerts, and escalate cases to Compliance or the MLRO.
• Reconcile internal ledgers with banks, PSPs, card acquirers, exchanges, and on-chain records, resolving settlement breaks, unmatched items, duplicates, and failed settlements.
• Manage reconciliation exceptions, refunds, returns, chargebacks, misdirected deposits, and fund recovery while maintaining root-cause analysis and resolution logs.
• Monitor fiat and crypto liquidity, execute funding and rebalancing instructions, and identify shortfalls, concentration risks, and settlement timing mismatches.
• Detect, triage, escalate, and track payment incidents; monitor provider and blockchain network health and take mitigating action.
• Maintain operational runbooks and reporting, collaborate with banking and payment partners, and work with Product and Engineering on automation and control improvements.

Requirements

• At least 3 years of experience in payment operations, transaction monitoring, AML or financial crime operations, settlement, or treasury within payments, fintech, crypto, or banking.
• Strong understanding of SEPA, SEPA Instant, SWIFT, Faster Payments, local ACH schemes, card acquiring, and open banking.
• Working knowledge of crypto operations, including major blockchains, stablecoins, wallet structures, transaction tracing, confirmation and finality, and network or gas fees.
• Understanding of AML/CTF and sanctions requirements for virtual assets, including KYC/CDD, PEP and sanctions screening, source of funds, Travel Rule, SAR/STR escalation, MiCA, and local VASP requirements.
• Strong reconciliation, analytical, investigative, documentation, and control skills, with the ability to work under time pressure and handle sensitive financial data discreetly.
• Strong written and spoken English required. Advanced Excel or Google Sheets required; SQL is preferred.

Nice to have

• Experience with blockchain analytics, transaction monitoring, or sanctions screening tools.
• Experience in crypto or virtual asset operations, including stablecoins, on-chain investigations, and multiple blockchain networks.
• Experience with payment incident management, operational controls, runbooks, escalation procedures, automation, SQL reporting, or operational data analysis.

Culture & Benefits

• Hands-on operational work involving live money movement and rapid decision-making.
• Cross-functional collaboration with Compliance, Finance, Treasury, Product, and Engineering.
• Operational exposure to banking rails, PSPs, exchanges, wallets, and blockchain networks.