MLRO (Fintech)

Location: Fully remote from London, UK; willingness to relocate to the UK may be required for regulatory statements.

Company

hirify.global's client is a scaling EMI and payments company providing card acquiring and multi-currency payment infrastructure across more than 135 countries.

What you will do

• Conduct merchant risk scoring based on business models, MCC, geography, and transaction volumes.
• Manage risk-tiered onboarding cycles and oversee KYC processes, including document verification and sanctions checks.
• Coordinate compliance vendors and validate the results of compliance tools.
• Configure transaction monitoring rules and thresholds, and develop risk matrices and monitoring processes.
• Prepare SAR/STR reports, monitor regulatory changes, and maintain internal policies and procedures.
• Coordinate cross-departmental regulatory deadlines and provide compliance input for new product launches.

Requirements

• Experience in AML and compliance within a licensed PSP, EMI, acquirer, or similar payment company.
• Hands-on experience with KYC/KYB, sanctions, PEP screening, transaction monitoring, SAR, and EDD.
• Understanding of card schemes, acquiring operations, FCA regulations, and the UK regulatory environment.
• Product-oriented approach with the ability to build and execute compliance processes.
• English at C1 level required.
• Ability to relocate to the UK may be required for regulatory statements.

Nice to have

• Previous regulatory approval as an MLRO or Compliance Officer, such as FCA SMF or equivalent.
• Experience with high-risk verticals including gambling, forex, or travel.
• ICA or ACAMS certification.

Culture & Benefits

• Collaborative and transparent team culture.
• High-impact role in a scaling fintech company.
• Recognition of personal milestones and achievements.
• Social benefits.