Director, Head of Credit (Fintech)

Location: Seoul, South Korea

Company

hirify.global operates an end-to-end e-commerce and logistics network and is expanding hirify.global Pay with credit products and payment services.

What you will do

• Establish and improve credit strategies, underwriting policies, credit risk assessment processes, and management systems.
• Lead, motivate, and develop the credit team supporting consumer lending and working capital products.
• Align credit strategy and risk management initiatives with overall business objectives.
• Use data to monitor and implement credit strategies while incorporating industry trends, emerging risks, and emerging technologies.
• Prepare and present comprehensive credit risk reports to executives and relevant stakeholders.
• Drive continuous improvements in credit strategy management systems and processes.

Requirements

• 10+ years of experience in credit strategy or underwriting strategy roles within fintech or banking.
• Experience with consumer or SME lending and working capital products.
• Proven record of developing and implementing credit risk or underwriting strategies.
• Strong understanding of credit risk strategies and CSS or risk models.
• Experience with the development and deployment of credit workflows.
• Experience leading and managing credit teams.

Nice to have

• Strong experience with consumer lending and working capital.
• Experience designing credit or underwriting policies for new product launches.

Culture & Benefits

• Full-time regular employment with a 12-week probation period, which may be shortened, extended, or waived depending on business needs.
• Opportunity to build business processes, systems, and policies for an innovative fintech business.
• Work in a customer-focused e-commerce and logistics environment.

Hiring process

• Application review, phone interview, onsite or virtual onsite interview, and offer.
• The process and interview schedule may vary depending on the role and circumstances.