Financial Model Risk Management Lead (Fintech)

Location: Remote Canada

Base pay: CAD 145,000–205,000 per year

Company

Affirm is a fintech company providing buy-now-pay-later products without hidden fees or compounding interest.

What you will do

• Perform independent challenges and ongoing monitoring of financial and analytics models, including ALM, allowance and loss forecasting, loan transition, corporate financial planning, take-up, and engagement models.
• Lead end-to-end validation engagements for high-complexity, high-criticality models.
• Identify model weaknesses, limitations, and improvement opportunities, and communicate findings to technical and non-technical stakeholders.
• Collaborate with Finance, Quantitative Research, Growth Analytics, and model owners to remediate findings and strengthen model governance.
• Help implement and maintain the Model Risk Management framework.
• Coordinate with Internal Audit, Internal Controls, Accounting, and Compliance on audit, regulatory, and examiner requests.

Requirements

• 4–6 years of experience in model development, model validation, quantitative finance, data analytics, or related technical areas.
• Meaningful experience validating financial or analytics models.
• Deep knowledge of corporate finance, treasury, ALM, and/or actuarial or statistical forecasting.
• Experience with Python, SQL, large-scale datasets, and models built in Excel, Python, Databricks, or similar environments.
• Experience with statistical modeling, time-series forecasting, simulation, and/or machine learning in finance and analytics.
• BS, MS, or PhD in a quantitative field such as Quantitative Finance, Financial Engineering, Mathematics, Statistics, Economics, Computer Science, or Data Science, plus strong communication and structured problem-solving skills.

Nice to have

• Experience in credit underwriting or credit risk management.

Culture & Benefits

• Remote-first work model for roles that can be performed remotely within the country of employment.
• Health coverage with premiums fully subsidized for employees and dependents.
• Flexible spending stipends for technology, food, lifestyle, and family-forming expenses.
• Competitive vacation and holiday schedules.
• Employee stock purchase plan with discounted shares.

Hiring process

• Inclusive interview experience with reasonable accommodations available for candidates with disabilities.