AML/KYC Specialist (Fintech)

TL;DR

AML/KYC Specialist (Fintech): Conducting customer due diligence, risk assessments, and investigations for high-risk and significant high-risk partners with an accent on AML compliance, source-of-funds verification, and regulatory documentation. Focus on identifying fraud, money laundering, and terrorist financing risks, improving KYC processes, and training junior colleagues.

Location: New York, United States

Salary: $94,408–$130,267 USD base pay, with potential equity, wellness stipends, and insurance benefits.

Company

Klarna provides flexible shopping and payment experiences through fintech products and services.

What you will do

• Conduct customer due diligence on new and existing partners, including identity document and source-of-funds verification.
• Assess customer risk using established frameworks and identify high-risk entities.
• Investigate escalated cases involving potential fraud, money laundering, and terrorist financing.
• Prepare accurate reports and maintain documentation supporting regulatory requirements and decisions.
• Collaborate with internal stakeholders to resolve compliance issues and improve KYC processes, policies, and systems.
• Prepare and deliver training for more junior colleagues.

Requirements

• At least 1 year of experience in KYC, EDD, AML, or compliance within financial services.
• Good knowledge of AML best practices and compliance requirements.
• Experience with OSINT techniques.
• Strong analytical, investigative, and risk assessment skills with attention to detail.
• Ability to work accurately under tight deadlines.
• Strong written and verbal English communication skills, including the ability to present complex information clearly.

Culture & Benefits

• Equal opportunity workplace focused on inclusion and a diverse workforce.
• Benefits may include equity rewards, monthly health and wellness stipends, and life, medical, dental, and vision insurance.
• Benefits may cover eligible dependents.