Senior Credit Analyst (Banking)

TL;DR

Senior Credit Analyst (Banking): Analyzing financial statements and monitoring loan covenants for a global wholesale banking network with an accent on risk rating and financial spreading. Focus on conducting sectoral risk assessments and proactively resolving overdue ratings for lending teams.

Location: Onsite in Manila (One Ayala Tower 2)

Company

hirify.global is a global bank with a strong European base, employing over 60,000 people and serving 37 million customers worldwide.

What you will do

• Analyze financial statements (Income Statement, Balance Sheet, and Cash Flow) of public and private companies.
• Screen loan agreements to identify and monitor applicable financial covenants.
• Prepare reports for global lending teams regarding overdue ratings and financials.
• Conduct independent background research on sectors to perform risk assessments and assign risk ratings.
• Collaborate with local and global peers and management within Wholesale Banking.

Requirements

• Professional experience in financial services specifically involving corporate or institutional lending.
• Solid understanding of corporate financial statements.
• Bachelor's degree preferred in Business, Accounting, Finance, or Economics.
• English: Excellent written and spoken communication skills are required.
• Location: Must be based in Manila.

Culture & Benefits

• Opportunity to join a strategically important and high-profile team within ING Wholesale Banking.
• Exposure to global teams across corporate, real estate, and financial institutions.
• Supportive environment with engaged managers.
• Career growth opportunities in corporate lending and credit analysis.