Compliance Monitoring Officer (Fintech)

TL;DR

Compliance Monitoring Officer (Fintech): Designing and delivering structured compliance monitoring reviews to ensure regulatory adherence and good customer outcomes with an accent on consumer credit regulation. Focus on identifying risks, tracking remediation to completion, and providing second-line assurance over quality assurance activities.

Location: Hybrid in London (Remote on Mondays and Fridays, in-office Tuesday through Thursday)

Company

hirify.global is a fintech unicorn building technology to help people access credit and save money, focusing on loans, credit cards, and car finance in the UK and US markets.

What you will do

• Design terms of reference, testing logs, and comprehensive final reports for monitoring reviews.
• Present findings to senior management and drive agreed remediation actions to completion.
• Maintain accurate, audit-ready records across all stages of monitoring activity.
• Provide second-line assurance by reviewing and validating the effectiveness of Quality Assurance work.
• Support regulatory reporting, horizon scanning, and provide ad hoc compliance advice.
• Investigate and escalate potential breaches or unusual patterns to internal and external stakeholders.

Requirements

• 2+ years of experience in compliance monitoring within consumer credit.
• Solid knowledge of financial services regulation including AML, KYC, GDPR, DISP, CONC, and MCOB.
• Strong grounding in risk assessment methodologies and compliance monitoring techniques.
• A 2:1 degree in finance, law, business, or a related field, and 3 A-levels (grade B or above).
• Sharp analytical skills with strong attention to detail and the ability to interpret data.
• Excellent written and verbal communication for stakeholder engagement.

Nice to have

• ICA qualification or similar professional certification.
• Experience with secured lending products.

Culture & Benefits

• Competitive compensation including equity.
• Hybrid work model with fixed remote days (Monday and Friday).
• Fresh, healthy lunches prepared by in-house chefs in the office (Tuesday-Thursday).
• Private health insurance coverage.
• Inclusive and open workspace environment.

Hiring process

• Screening: 15-minute remote cognitive exercise and a 30-minute interview with the Talent Partner.
• Take-home assignment with a 7-day deadline.
• Interviews: 60-minute technical interview followed by a 30-minute final interview with the Head of Compliance.