Credit Loss Manager (Fintech)

TL;DR

Credit Loss Manager (Fintech): Supporting the development, enhancement, and monitoring of credit risk models and impairment methodologies with an accent on IFRS 9/US GAAP compliance. Focus on calculating Expected Credit Losses (ECL), validating PD/LGD/EAD models, and optimizing risk reporting processes to ensure regulatory compliance.

Location: Must be based in Limassol, Cyprus (Hybrid)

Salary: €70,700 gross per annum

Company

hirify.global is a global ride-hailing and multi-service tech company committed to challenging injustice through fair pricing models and community-focused impact programs.

What you will do

• Calculate and monitor Expected Credit Losses (ECL) in accordance with IFRS 9 requirements.
• Develop, validate, and monitor risk parameters including PD, LGD, and EAD.
• Perform back-testing, sensitivity analysis, and stress testing of credit risk models.
• Prepare regular risk and impairment reports for management and regulatory purposes.
• Automate and optimize reporting and risk calculation processes.
• Collaborate with finance, risk, and analytics teams on provisioning topics.

Requirements

• Must be based in or able to work from Limassol, Cyprus.
• 2+ years of experience in credit risk, IFRS 9, or financial risk management.
• Strong understanding of IFRS 9 impairment methodology and ECL calculation principles.
• Experience with PD, LGD, and EAD modeling approaches.
• Advanced SQL skills and practical experience with Python, SAS, or R.
• Experience working with large datasets and financial reporting processes.

Culture & Benefits

• Access to mentoring, career consulting, and professional learning programs.
• Opportunities for international experience via the Global Talent Exchange Program.
• Co-financed language courses and internal speaking clubs.
• Participation in company-wide challenges, sports activities, and volunteering projects.
• Collaborative environment that encourages initiative and open communication.