Head Of Compliance (Fintech)

TL;DR

Head of Compliance (Fintech): Leading the end-to-end PI/EMI license application process with De Nederlandsche Bank (DNB) and establishing the compliance infrastructure for a new EU payment institution. Focus on designing robust AML/CFT frameworks, managing regulatory relationships, and ensuring long-term compliance strategy alignment with EU directives.

Location: Must be based in the Netherlands (Hybrid)

Company

A global payment network provider building a new EU-regulated payment institution.

What you will do

• Lead the complete PI/EMI license application process with DNB, acting as the primary regulatory point of contact.
• Prepare and submit all required regulatory documentation, including AML/CFT policies and internal control frameworks.
• Design and implement the compliance function from the ground up, defining objectives and governance structures.
• Monitor EU regulatory developments (PSD2/PSD3, AMLD, MiCA) and assess their impact on business operations.
• Oversee KYC/CDD/EDD processes, transaction monitoring, and suspicious transaction reporting to FIU-Nederland.
• Collaborate with legal, product, and technology teams to embed compliance into new product development.

Requirements

• Minimum 7 years of compliance experience within the payments or financial services industry in the EU.
• Proven hands-on experience leading a successful PI or EMI license application with DNB or another EU national competent authority.
• Deep expertise in PSD2, AMLD, EBA Guidelines, and Wwft.
• Fluency in English is required; Dutch is a strong advantage.
• Master’s degree in Law, Finance, or Business Administration.
• Ability to work in a hybrid setup based in the Netherlands.

Nice to have

• Professional compliance certifications (e.g., ICA Diploma, CAMS).
• Proficiency in Dutch for direct engagement with local regulators.

Culture & Benefits

• Opportunity to shape a compliance function from day one in an early-stage environment.
• Exposure to global licensing efforts across multiple continents.
• Flexible hybrid working arrangement.
• Direct engagement with regulators and high-impact ownership of licensing processes.