Senior Credit Risk Manager (Fintech)

TL;DR

Senior Credit Risk Manager (Fintech): Designing and building credit risk strategies and models for an embedded lending environment with an accent on regulatory compliance and data-driven decisioning. Focus on developing scorecards, machine learning classifiers, and time-series models while ensuring alignment with EBA guidelines and IFRS 9 standards.

Location: Must be based in Athens, Greece (Hybrid)

Company

hirify.global is a leading fintech organization with over 25 years of experience delivering innovative software and analytics solutions to banks and financial institutions globally.

What you will do

• Develop and own credit risk models including scorecards, decision trees, and machine learning classifiers.
• Build and maintain time-series models for portfolio monitoring, early warning signals, and stress testing.
• Translate models into production-ready decisioning logic within loan origination and servicing systems.
• Design and refine underwriting policies in alignment with EBA guidelines and consumer credit regulations.
• Conduct portfolio analytics, backtesting, and model performance monitoring.
• Collaborate with product, engineering, and data teams to embed risk logic into customer journeys.

Requirements

• 7+ years of experience in credit risk analytics, modeling, or quantitative risk within banking or fintech.
• Strong proficiency in both rule-based decision frameworks and machine learning methods for classification and forecasting.
• Deep understanding of loan mechanics and unsecured lending products.
• Solid knowledge of EU regulatory frameworks including EBA guidelines, IFRS 9, and GDPR.
• Strong data skills with SQL and Python or R.
• Ability to operate independently and deliver end-to-end model development and deployment.

Nice to have

• Experience in embedded finance, BNPL, or merchant-integrated lending.
• Exposure to real-time decisioning systems.
• Familiarity with alternative data and thin-file underwriting.

Culture & Benefits

• Competitive compensation with annual bonus programs and meal vouchers.
• Modern facilities in Athens with onsite gym, wellness facilities, and in-house restaurant.
• Private health insurance and comprehensive wellbeing support including occupational doctor and nutritionist.
• Personalized annual learning and development plan with mentoring and coaching.
• Cutting-edge IT equipment and mobile plan provided.