Senior AML & Risk Analyst (Fintech)

TL;DR

Senior AML & Risk Analyst (Fintech): Conducting complex end-to-end transaction monitoring investigations and risk assessments to mitigate financial crime within a global payment network. Focus on analyzing large datasets, refining detection procedures, and mentoring junior analysts to ensure regulatory compliance and operational efficiency.

Location: Must be based in Lisbon, Portugal (Hybrid role)

Company

hirify.global is a global leader in Open Banking Payments, building a smarter and more secure financial future by redefining the payment experience for consumers and merchants worldwide.

What you will do

• Conduct and own complex AML and TF transaction monitoring investigations for merchant and consumer customers.
• Analyze large volumes of transactional and behavioral data to identify suspicious activity.
• Make well-reasoned risk decisions in line with internal policies and regulatory expectations.
• Act as a senior escalation point and mentor junior analysts through guidance and review.
• Contribute to quality assurance, control testing, and continuous improvement initiatives.
• Refine procedures, controls, and policies to strengthen detection and efficiency.

Requirements

• 3-5+ years of hands-on AML experience with demonstrated progression and autonomy.
• Strong understanding of financial crime regulations and ML & TF typologies.
• Proven ability to manage complex cases and make sound decisions under pressure.
• Comfortable working with large, complex datasets and drawing clear conclusions.
• English proficiency (B2–C1), both written and spoken.
• Must be based in Lisbon, Portugal.

Nice to have

• Relevant certifications such as ACAMS or ICA.

Culture & Benefits

• 20 to 25 days of holiday to support a healthy work-life balance.
• Monthly team outing allowance for social events.
• Office perks including refreshments, breakfast, and snacks.
• Daily meal card allowance.
• Well-being support including health allowance for gym memberships and massages.