AML & Risk Analyst (Fintech)

TL;DR

AML & Risk Analyst (Fintech): Conducting AML and TF transaction monitoring investigations to identify suspicious activity and ensure regulatory compliance with an accent on data analysis and risk assessment. Focus on building investigative foundations, documenting findings, and collaborating with senior analysts to maintain high-quality risk operations.

Location: Must be based in Lisbon, Portugal (Hybrid role)

Company

hirify.global is a global leader in Open Banking Payments, building a smarter and more secure financial future by revolutionizing payment experiences worldwide.

What you will do

• Conduct AML and TF transaction monitoring investigations in line with internal policies.
• Collect, analyze, and interpret transactional and behavioral data to identify potential risks.
• Assess customer and transaction behavior and escalate concerns where appropriate.
• Produce clear, accurate, and well-documented investigative reports.
• Apply regulatory requirements and internal standards consistently in daily work.
• Collaborate with senior analysts and stakeholders to support effective case resolution.

Requirements

• 1-3 years of relevant experience within Transaction Monitoring or AML Operations.
• Foundational to medium-level understanding of financial crime regulations.
• Comfortable working with large volumes of transactional data.
• Detail-oriented, structured, and able to work methodically under guidance.
• English proficiency (B2-C1), both written and spoken.

Nice to have

• Experience in AML or Compliance within the UK.
• Experience with sanctions screening.
• Certifications such as ACAMS or ICA.

Culture & Benefits

• 20 to 25 days of holiday to support a healthy work-life balance.
• Monthly team outing allowance for social events.
• Office perks including refreshments, breakfast, and snacks.
• Meal card for daily lunch allowance.
• Well-being support including health allowance for gym memberships and massages.