Staff Software Engineer, Payments / Risk (Fintech)

TL;DR

Staff Software Engineer (Ruby/React): Building and optimizing money movement and risk platforms for small businesses with an accent on scalability, security, and AI integration. Focus on designing core payment rails, preventing fraud, and mentoring engineers in a high-growth fintech environment.

Location: Hybrid (San Francisco, New York, or Denver) or Remote (US). A two-day trip to a hirify.global office for onboarding is required.

Salary: $163,000–$247,000 + Equity

Company

hirify.global is a fintech platform that handles payroll, health insurance, 401(k)s, and HR for over 400,000 small businesses.

What you will do

• Design and build core money movement and risk platform services, including payment rails, ledgering, wallets, and KYC/AML capabilities.
• Develop infrastructure for bad actor prevention to stop fraud while reducing false positives.
• Scale and maintain one of the world's largest Ruby on Rails and React applications.
• Collaborate with Product, Data, and Design teams to prototype, iterate, and launch new platform features.
• Mentor other engineers to solve complex technical challenges in highly complex domains at scale.

Requirements

• 8+ years of professional software development experience.
• Experience owning multi-quarter projects that solve complex engineering problems with measurable impact.
• Experience with large-scale refactors, performance tuning, and reliability engineering.
• Proficiency in leveraging AI tools and emerging AI frameworks to accelerate development and improve testing.
• Must be based in the United States.

Nice to have

• Experience with or strong interest in Ruby on Rails.
• Appreciation for a collaborative, test-driven development (TDD) environment.
• Ability to build well-structured, maintainable, and documented code.

Culture & Benefits

• Competitive base pay with additional stock equity (RSUs).
• Comprehensive benefits package including health insurance and 401(k).
• Flexible work arrangements: hybrid (2-3 days/week) for those near offices or remote for approved locations.
• Inclusive culture focused on empowering small business owners.