Software Engineer (Fintech, AI)

Location: U.S.-based full-time employees only. Relocation support to NYC or SF is available.

Salary: $168,000–$275,000

Company

Ramp is a financial operations platform rethinking modern finance with AI, offering an all-in-one solution for payments, corporate cards, and vendor management.

What you will do

• Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions.
• Collaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences.
• Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection.
• Own complex projects end-to-end — from architecture to deployment and observability.
• Partner with Product Platform and Integrations teams to ensure reliability, scalability, and data consistency.
• Continuously improve transaction and policy infrastructure for performance, accuracy, and resilience.

Requirements

• 2+ years of software engineering experience (backend or fullstack with a backend focus).
• Strong fundamentals in backend systems and API design (experience with Python, Go, or TypeScript is ideal).
• Familiarity with PostgreSQL, AWS, and modern observability tooling.
• Product sense: ability to balance technical quality with speed and user value.
• Collaborative, thoughtful communicator who thrives in high-ownership environments.
• Must be a U.S.-based full-time employee.

Nice to have

• Fintech or payments experience (cards, reconciliation, transaction processing).
• Exposure to AI- or rule-based automation systems.
• Experience integrating with ERP or accounting systems.
• Familiarity with security, risk, or compliance-driven domains.
• Experience building reliable distributed systems that process large volumes of financial or transactional data.

Culture & Benefits

• 100% medical, dental & vision insurance coverage for you, partially covered for your dependents.
• 401k (including employer match on contributions made while employed by Ramp).
• Flexible PTO, Fertility HRA (up to $10,000 per year), Parental Leave, and Pet insurance.
• Centralized home-office equipment ordering for all employees and Health and Wellness stipend.
• In-office perks: lunch, snacks, drinks, and more, plus a budget for intra-office travel.