Backend Engineer (Fintech, AI)

TL;DR

Backend Engineer (Fintech, AI): Designing and developing scalable server-side components and backend features to support lending products and automate operational workflows with an accent on architectural improvements and third-party API integrations. Focus on solving complex challenges related to high-scale startup environments and ensuring robust security practices within financial systems.

Location: Hybrid, Bengaluru-hub culture

Company

hirify.global is an award-winning, FCA-authorised, high-growth fintech based in London revolutionising how people manage money and debt through AI-led financial planning and intelligent lending products.

What you will do

• Design and develop efficient, scalable server-side components that integrate seamlessly with client applications.
• Contribute to architectural improvements and maintain high standards of code performance and maintainability.
• Build and extend backend features using internal and third-party APIs to support lending products including loan applications, collections, and payments.
• Develop internal tools to automate operational workflows, significantly reducing manual effort and increasing team efficiency.
• Collaborate with the data team to deliver data-driven enhancements such as dynamic pricing and personalised user experiences.

Requirements

• Experience designing and scaling backend services from scratch, with solid understanding of microservices architecture and distributed systems.
• Commercial experience in high-scale startups (likely 5-7+ years working on backend systems).
• Comfortable with integrating third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems.
• Proven ability to build internal tools that automate operations and save engineering hours.
• Collaborative mindset, working closely with data, product, and front-end teams to deliver impactful features.
• Strong awareness of security practices including best practices around performance, maintainability, and data integrity.

Nice to have

• Experience in fintech preferred.

Culture & Benefits

• Opportunity to shape the structure of the organisation, team and technical architecture.
• Share options in a potentially high value business with an amazing platform in place.
• Mentorship & support from an experienced executive team.
• A great employee benefits package including Medical insurance.
• Generous learning budgets and wellness benefits.
• Freedom to experiment, ship, and see your work reflected in customers’ financial freedom.