Manager, Payments/Scheme Economics (Fintech)

Location: Amsterdam, Netherlands; hybrid work with three days per week in the Amsterdam office.

Company

Airwallex is an AI-native financial operating system and regulated global payments infrastructure company serving businesses across North America, Europe, the Middle East, and Asia-Pacific.

What you will do

• Own payment-cost analysis across Visa and Mastercard scheme fees, interchange, and network rules.
• Maintain fee tables, eligibility criteria, transaction-level logic, configurations, and controls with Product and Engineering.
• Build models and reporting across markets, products, payment methods, and transaction types to identify margin drivers, anomalies, leakage, and optimisation opportunities.
• Support transaction qualification, BIN routing, cost configuration, pricing, product design, market launches, and commercial decisions.
• Strengthen governance, testing, reconciliation, and root-cause resolution by comparing expected costs with actual network charges.
• Partner with Finance, Product, Engineering, Data, Operations, and external payment partners on scheme pricing, interchange, and network rules.

Requirements

• Experience in payments, acquiring, issuing, card networks, payment infrastructure, or a related role, ideally within a global PSP, acquirer, scheme, issuer, or fintech.
• Strong knowledge of card payment economics, especially Visa and Mastercard interchange, scheme fees, transaction qualification, and network rules.
• Experience translating payment rules, fee schedules, or network requirements into system logic, configurations, and controls.
• Experience with payment-cost systems or controls, including interchange tables, scheme-fee logic, BIN-based rules, transaction attributes, or similar configurations.
• Strong analytical and quantitative skills, including transaction-level data analysis, economic modelling, and reconciliation of expected versus actual payment costs.
• Commercial judgment connecting payment mechanics to pricing, product decisions, and margin optimisation.
• Exceptional attention to detail, ownership, and discipline when managing complex rules with significant financial impact at scale.
• Strong cross-functional execution across Product, Engineering, Finance, Data, Operations, and external payment partners.

Nice to have

• Direct partnership experience with Visa, Mastercard, or other payment networks.
• Experience applying AI or advanced analytics to rule interpretation, anomaly detection, or payment-cost optimisation.

Culture & Benefits

• Hybrid work arrangement with three days per week from the Amsterdam office.
• Ownership-driven environment with autonomy to address problems and ambiguity.
• Cross-functional work in a fintech, payments, or highly regulated business.
• Focus on first-principles thinking, direct communication, integrity, and analytical precision.

Hiring process

• Apply only through careers.airwallex.com or Airwallex’s official LinkedIn page.
• Official communications come from an @airwallex.com email address; Airwallex does not request bank details, sensitive identification numbers, or payment during recruitment.
• Unsolicited resumes from search firms or recruiters are not accepted.