Senior Backend Engineer (Bill Pay)

Location: New York, NY (HQ); hybrid; United States

Salary: $204K–$280K per year, plus equity

Company

Ramp builds financial infrastructure that automates payment authorization, risk detection, spend categorization, and accounting for businesses.

What you will do

• Own the design, launch, monitoring, and evolution of a core Bill Pay system such as payment execution, bill intake, approvals, or accounting synchronization.
• Build payment workflows across ACH, checks, cards, and international transfers with safeguards against duplicate, late, or incorrect payments.
• Develop AI-powered accounts payable automation, including invoice extraction, auto-coding, and agents that reduce manual review.
• Design accurate and traceable data models for bills, approvals, payments, credits, and general-ledger records.
• Build reliable ERP and accounting integrations that handle retries, partial failures, and changes on either side.
• Improve reliability, performance, observability, technical direction, and engineering quality through design reviews, code reviews, and mentorship.

Requirements

• Experience designing, building, and operating production backend systems, including APIs, data models, and asynchronous workflows.
• Demonstrated ownership of a system or product area end to end and experience shaping its technical direction over time.
• Strong system design judgment, especially regarding correctness, idempotency, and reliability in systems with significant financial impact.
• Product sense, with the ability to focus on customer problems and balance speed with quality.
• Clear communication and a collaborative approach to technical decisions across product, design, and engineering.

Nice to have

• Experience with accounts payable, payments, money movement, or other financial systems.
• Experience integrating ERPs or accounting systems such as NetSuite or QuickBooks.
• Experience applying LLMs, OCR, or other automation to document processing or financial workflows.
• Experience scaling high-volume, event-driven systems.

Culture & Benefits

• Full-time employees receive flexible PTO, home-office equipment ordering, a health and wellness stipend, an intra-office travel budget, and a weekly coffee stipend.
• United States employees receive medical, dental, and vision coverage, One Medical membership, a 401(k) with employer match, fertility HRA, parental leave, pet insurance, and in-office meals and refreshments.
• Relocation expense coverage is available to NYC or San Francisco if needed.
• Benefits also include country-specific programs for employees in Canada and the United Kingdom.

Hiring process

• If referred, contact the referring person so they can apply on your behalf.
• Ramp will contact candidates only through official @Ramp.com email addresses and will not request payment or sensitive personal information.