Principal Software Engineer (Fintech)

Location: Onsite in Sawtelle, Los Angeles, between Santa Monica and West Los Angeles, or in San Francisco, United States. The role is in-person; no relocation assistance is provided.

Annual salary: $222,256–$259,324.

Company

hirify.global is a Series A marketplace for used electric vehicles, providing instant consumer offers backed by battery-health data and real-time dealer bidding.

What you will do

• Own the architecture for ledger, payment disbursement, settlement, reconciliation, and lien and title payoff systems.
• Design a deterministic, auditable ledger as the queryable source of truth for every dollar moving through the platform.
• Integrate with banking partners, payment processors, and lien and title servicers within regulatory and compliance constraints.
• Define and document tradeoffs involving consistency, availability, idempotency, fault tolerance, and failure recovery.
• Translate business and regulatory requirements with Product, Risk, Finance, and Compliance stakeholders.
• Set technical standards, review money-touching architecture, mentor engineers, and evaluate build-versus-integrate decisions.

Requirements

• 10+ years of software engineering experience, including 5+ years working on B2B and B2C payments solutions.
• Direct experience designing and building payments, ledger, lending, or money movement infrastructure.
• Experience designing systems within regulatory and banking-partner constraints that can be approved by banks, processors, or regulators.
• Deep expertise in distributed systems, transaction integrity, financial data consistency, idempotency, auditability, and fault tolerance at scale.
• End-to-end ownership of architecture decisions from design through implementation and long-term maintainability.
• Ability to operate with high agency in an ambiguous, fast-moving startup environment as the primary technical owner of the domain.
• Strong collaboration skills and the ability to explain technical tradeoffs to Product, Risk, Finance, and Compliance stakeholders.
• Comfort orchestrating coding agents, defining acceptance criteria, and reviewing AI-generated code to a high standard for money-moving systems.

Nice to have

• International or cross-border money movement experience.
• Experience with title, lien, lending, or marketplace escrow-like flows.

Culture & Benefits

• Full-time, salaried, exempt employment with high autonomy and direct ownership of outcomes.
• Health, vision, and dental insurance; 401(k); and equity.
• Unlimited PTO and ongoing growth and development opportunities.
• Daily lunch and dinner stipend, fully stocked kitchen, dog-friendly office, and on-site EV charging.
• Remote work from anywhere is available for up to 30 days; the role otherwise remains in-person.
• Visa sponsorship is not offered.