Senior AML Analyst (Fintech)

Location: Remote, hirify.global Lithuania

Salary: €2,667–€3,333 gross per month, before taxes

Company

hirify.global is a fast-growing European fintech company developing a payments product used by more than 6 million customers.

What you will do

• Independently investigate complex and escalated Transaction Monitoring alerts involving customer, account, transactional and KYC information.
• Make documented, defensible, risk-based decisions on case closure, further investigation or escalation.
• Act as a senior escalation point for complex cases reviewed by an outsourced operational partner.
• Prepare internal Suspicious Activity Reports and supporting evidence for Compliance and the MLRO, and support law enforcement information requests.
• Support customer monitoring, PEP and sanctions investigations, adverse information reviews, Enhanced Due Diligence, and Source of Funds or Source of Wealth reviews.
• Improve AML procedures, investigation guidance, escalation criteria, quality assurance, alert scenarios and scalable Financial Crime processes while partnering with Fraud Operations, Compliance, Risk, Product and Data.

Requirements

• Strong hands-on experience in AML, Transaction Monitoring or Financial Crime investigations, ideally in fintech, payments, banking, consumer lending or another regulated financial-services environment.
• Practical experience independently investigating complex Transaction Monitoring alerts and unusual customer activity.
• Strong understanding of money laundering, terrorist financing, Financial Crime typologies, red flags and investigative techniques.
• Experience preparing internal suspicious activity referrals or SARs and writing clear, well-evidenced investigation narratives.
• Ability to make independent judgement-based decisions, take ownership of complex cases and escalate issues appropriately.
• Fluent written and spoken English required, including the ability to communicate complex findings and produce high-quality written casework.
• Strong analytical, investigative, stakeholder-management and attention-to-detail skills, with the ability to identify broader patterns and risks.
• Proactive and autonomous approach, with the ability to identify gaps, suggest improvements and operate in a fast-moving, high-growth environment.
• Ability to balance investigation quality, customer impact and operational efficiency.

Nice to have

• Understanding of the UK AML and Financial Crime environment, ideally including investigations involving UK customers.
• Experience quality-assuring or calibrating outsourced AML work and improving Transaction Monitoring rules or scenarios.
• Experience with PEP, sanctions, adverse media, KYC/CDD, EDD, ongoing customer monitoring, law enforcement or regulatory information requests.
• Experience conducting Source of Funds or Source of Wealth investigations.
• Experience using data or BI tools, including SQL, Looker or similar tools, to analyse alert populations, outcomes or Financial Crime trends.
• ICA, ACAMS or an equivalent AML or Financial Crime qualification.
• Previous experience in a high-growth fintech or similarly fast-moving regulated environment.

Culture & Benefits

• Newly created role with significant ownership from day one and direct reporting to the Fraud Operations Director.
• Hands-on work with complex Financial Crime investigations alongside Compliance and the MLRO.
• Opportunity to expand the remit as the customer base, product offering and market presence grow.
• Remote working arrangement in Lithuania.
• Gross monthly base salary of €2,667–€3,333 before taxes.