Development Underwriter - SME

Location: Manchester, UK, United Kingdom; remote workplace type with hirify.global Europe's hybrid policy requiring full-time employees to work three days per week in the office and two days at home.

Company

hirify.global is a property and casualty insurer serving customers and communities for more than 170 years, with a culture focused on innovation and collaboration.

What you will do

• Manage the profitability, growth, and retention of an assigned book of low-to-moderately complex SME property and casualty insurance accounts.
• Underwrite and negotiate risks, including mid-term adjustments, to minimise risk and maximise profitability.
• Proactively manage portfolio performance, meet key performance indicators, and target new business and retention opportunities.
• Use product, risk, and appetite knowledge to identify additional lines of business, cross-selling opportunities, and corrective actions.
• Use technology platforms to quote and bind e-trade risks efficiently and support underwriting reviews and action plans.
• Build broker and internal partner relationships, execute pipeline or retention plans with the sales team, and train or support less experienced underwriters.

Requirements

• UK A-Levels or a similar qualification.
• Good experience in underwriting, product knowledge, financial analysis, or risk assessment.
• Good knowledge of insurance products, the regulatory environment, and the local insurance market.
• Strong critical-thinking and analytical skills, including the ability to assess financial challenges and make decisions aligned with risk appetite.
• Communication and negotiation skills for successfully influencing and working with brokers.
• Ability to work effectively with people from different backgrounds, experiences, cultures, races, and viewpoints.
• Ability to review competitor press releases and industry trade press and connect relevant themes.
• Ability to participate in projects involving analysis and implementation of non-complex, routine business and regulatory changes related to products.

Culture & Benefits

• Hybrid work arrangement for full-time employees: three days in the office and two days at home, subject to company policy.
• Private medical insurance with single cover from commencement and the option to add dependents through payroll deduction.
• Company pension contribution with an increased contribution available when the employee contributes.
• At least 25 days of annual holiday, with the option to purchase additional days up to 35 total days.
• Wellness resources, discounts, caregiving support, and free professional mental health counselling.
• Volunteer and charity support through matching gifts and volunteer rewards.