Senior Analyst (Fintech)

Location: Remote Canada; other location: Remote US. Remote-first work is available within the country of employment, with occasional in-person office work or onboarding.

Base pay in Canada: $112,000–$172,000 per year.

Company

Affirm provides transparent consumer payment solutions that allow people to pay over time without hidden fees.

What you will do

• Own complex analytical problems end to end and translate data into business, risk, and growth strategies across products and geographies.
• Monitor portfolio performance and macroeconomic trends, adjusting analytical and operational strategies to balance growth and risk.
• Partner with Engineering and Machine Learning teams to design, build, and interpret metrics for scalable risk, fraud, and growth models.
• Collaborate with Product, Legal, and Compliance teams to translate regulatory and market requirements into policy and product recommendations.
• Oversee analytical frameworks, product launches, and market entries in line with risk appetite, operational capabilities, and local regulations.
• Engage merchants, vendors, and partners, build repeatable AI-assisted workflows, and mentor junior analysts.

Requirements

• 2–5 years of experience in an analytically driven role within consumer lending, credit, or fintech, using advanced analytics to develop and optimize business strategies.
• Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling, including machine learning techniques applied to business or risk management problems.
• Experience leading cross-functional initiatives involving Product, Legal, Compliance, and Engineering.
• Strong understanding of consumer lending regulations, regional market dynamics, and economic factors influencing policy and growth.
• Ability to translate complex regulatory and economic insights into actionable strategies.
• Exceptional communication skills and ability to influence senior technical and non-technical stakeholders.

Culture & Benefits

• Remote-first work with flexibility within the country of employment.
• 100% subsidized medical, dental, and vision coverage for employees and dependents.
• Monthly technology, health, and wellness spending stipends.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan with discounted Affirm stock.
• Inclusive interview process with accommodations available for candidates with disabilities.