Financial Crime Investigations Consultant (Financial Crime)

Location: Kildean, United Kingdom; Edinburgh is also listed as an alternative location. Flexible working arrangements may be considered.

Company

M&G provides asset management, insurance, savings, and investment solutions.

What you will do

• Conduct complex cross-jurisdictional and cross-entity financial crime investigations.
• Investigate non-AML financial crime incidents, including bribery, corruption, and sanctions evasion.
• Gather financial crime intelligence and support the Group Financial Crime Response Plan and investigations manual.
• Conduct lessons-learned activities, trend analysis, and reviews of potential control gaps or failures.
• Support transaction monitoring and fraud monitoring deep dives, typology development, and intelligence dissemination to first-line financial crime teams.
• Support financial crime threat-scanning activities and the Investigations and FIU Lead.

Requirements

• Experienced in leading financial crime investigations, including analysing financial transactions, records, and behavioural patterns to identify illicit activity.
• Experience gathering intelligence from public open sources, including adverse media.
• Experience gathering and reviewing investigation summaries and escalating them to senior management or governance committees.
• Experience filing SARs, STRs, and DAMLs.
• Excellent communication skills, including communication with internal senior stakeholders and external regulatory bodies and law enforcement agencies.
• Experience conducting horizon-scanning activities to identify relevant and emerging financial crime threats.
• Strong communication and report-writing skills, including communicating findings to the Investigations and FIU Lead and internal stakeholders such as Local MLROs.

Culture & Benefits

• Inclusive culture supported by employee-led networks and development opportunities.
• Flexible working arrangements and workplace adjustments may be available.
• Pension scheme of up to 18%, including up to 13% employer contributions and 5% employee contributions.
• Share Save, Share Incentive Plan, and financial wellbeing support.
• 38 days of annual leave including bank holidays, with the option to purchase up to five additional days.
• Private healthcare, critical illness cover, life assurance, and family options, plus paid parental leave.

Hiring process

• Reasonable adjustments can be requested throughout the recruitment process.
• Applicants may indicate whether they want to participate in the Disability Confident initiative.