Prudential Risk Manager

Location: Cardiff or London office, or remote within the UK; distributed working within the UK is available with ad hoc meetings in London.

Salary: £64,000–£80,000 per year, plus performance-linked incentive awards.

Company

hirify.global is a UK digital bank offering personal and business accounts, savings, investments, pensions, credit cards, and other financial products.

What you will do

• Provide second-line oversight and challenge for prudential regulatory deliverables, including ICAAP, Recovery Planning, and Resolution Planning.
• Identify and interpret regulatory rules, assess regulatory change, and ensure requirements are applied correctly.
• Support reports and recommendations for risk committees and the Board regarding hirify.global’s financial position, controls, and prudential compliance.
• Review financial models for forecasting, capital planning, and stress testing in G-Sheets and Anaplan, including sensitivity analysis and insights.
• Conduct independent assurance reviews and discrete risk-and-control assessments.
• Build effective relationships across the three lines of defence and support the embedding of prudential risk management.

Requirements

• Relevant prudential risk experience gained in a bank, consultancy, or regulatory body.
• In-depth knowledge and experience of regulatory requirements relating to capital, recovery planning, and resolution.
• Ability to interpret prudential requirements for the specific circumstances of a bank.
• Advanced Excel and G-Sheets skills, with experience building or reviewing financial models for financial forecasting or capital planning, preferably in a retail bank.
• Experience analysing data, performing analysis, and developing risk insights.
• Ability to build productive relationships with first-line stakeholders across all levels while providing robust challenge and review.
• Strong written and verbal communication skills.
• Willingness and ability to learn and develop additional areas of expertise in a dynamic environment.

Culture & Benefits

• Flexible working hours and distributed working within the UK.
• Home-working setup support, including a MacBook and additional support for fully remote workers.
• £1,000 annual learning budget for books, training courses, and conferences.
• Ad hoc meetings in the London office for distributed workers.
• Performance-linked incentive awards and additional employee benefits.
• Commitment to diversity, inclusion, and equal opportunities.

Hiring process

• Initial recruiter call.
• Interview with the hiring manager, followed by a role-specific interview.
• Behavioural interview; the process usually includes up to four stages via Google Hangouts.