Commercial Credit Expert (Real Estate Banking)

Location: In-office role based in Pittsburgh, PA, Atlanta, GA, Boca Raton, FL, Cleveland, OH, Chicago, IL, or Dallas, TX; occasional travel to other markets for site visits and in-person interactions.

Base salary: $133,000–$296,400 per year; incentive eligible.

Company

hirify.global is a banking company focused on serving customers through commercial and consumer financial services and risk management.

What you will do

• Provide risk management oversight for large institutional commercial real estate clients within assigned markets.
• Analyze credit approvals, policy and procedural compliance, portfolio risk, credit monitoring, and reporting.
• Review complex credit extensions within approval authorities and hold final approval authority for obligor risk ratings.
• Analyze credit facility structures and underwriting processes against credit policies, including scorecard validation, testing, and maintenance.
• Identify portfolio issues, trends, and root causes while incorporating economic, regulatory, and borrower-specific developments into credit assessments.
• Communicate risk issues clearly and coordinate with relationship managers, underwriters, service partners, managers, clients, and prospects.

Requirements

• 8+ years of underwriting or credit experience.
• Commercial real estate finance experience, including identifying, analyzing, and mitigating risks in large transactions.
• Previous client relationship experience and experience documenting deals.
• Ability to determine appropriate loan structures consistent with hirify.global’s risk appetite and client development goals.
• Knowledge of credit analysis and verification, credit risk, financial statement analysis, portfolio management, risk management policies and procedures, and decision-making.
• Bachelor’s degree; a comparable combination of education, job-specific certifications, and experience may be considered in lieu of a degree.
• No required certifications or licenses.

Nice to have

• Client relationship management experience and experience through a full economic cycle.
• Master’s degree or PhD.

Culture & Benefits

• In-office workplace with an inclusive and supportive culture.
• Medical, prescription, dental, vision, life insurance, disability protection, HSA, 401(k) match, pension, and stock purchase plans, subject to eligibility.
• Dependent care, backup child and elder care, adoption, surrogacy, doula reimbursement, educational assistance, and wellness programs.
• Paid parental leave, up to 11 holidays, occasional absence days, and 15–25 vacation days depending on career level and service.
• hirify.global does not provide employment visa sponsorship or participate in STEM OPT for this position.

Hiring process

• The opening is generally posted for two business days from October 5, 2026, subject to business discretion.
• The position is subject to FDIA Section 19 and, where applicable, SAFE Act and FINRA requirements concerning certain criminal histories.