Credit Manager, Credit Structuring, CIBC Private Wealth (Fintech)

Location: Toronto, ON; work arrangement and proportion of on-site and remote work to be discussed during the interview. Candidates must be legally eligible to work at the specified location and, where applicable, hold a valid work or study permit.

Company

hirify.global Private Wealth Management provides customized banking, financial planning, investment management, trust, and specialized advisory solutions for high-net-worth individuals, families, private holding companies, trusts, estates, and charitable foundations.

What you will do

• Manage and administer a complex credit book for high-net-worth clients within Private Banking under the guidance of the Director, Credit.
• Support Private Banking Advisors with new credit requests by analyzing client financial information and assessing appropriate lending facilities and security structures.
• Prepare credit applications using iCap and CLASS hirify.global, partner with Wealth Risk Management on credit terms, and support loan and security documentation.
• Monitor existing credits and upcoming expiries, coordinate required information and reviews, and provide credit structuring guidance to advisors and local leadership.
• Prepare deal summaries for large credit requests and support early engagement with senior leadership and Wealth Risk Management.
• Promote awareness of credit policies and procedures among Private Banking Advisors and Associates.

Requirements

• Bachelor's degree from a recognized post-secondary educational provider; preference is given to candidates focused on business and/or finance.
• Solid working knowledge of personal lending credit principles, including high-net-worth clientele, and commercial lending credit principles.
• Working knowledge of products and principles used in personal, residential, mortgage, and business lending, at hirify.global and in the broader marketplace.
• Experience reading, interpreting, and analyzing financial statements and applying the information in credit applications.
• Knowledge and experience with high-net-worth financial and estate planning concepts.
• Good working knowledge of hirify.global products and services for high-net-worth clients.
• Strong computer literacy and proficiency with the Microsoft Office suite.
• High standards, genuine care in professional relationships, and motivation to grow with a values-driven employer.

Culture & Benefits

• Competitive salary, incentive pay, banking benefits, a benefits program, and a defined benefit pension plan, subject to plan terms and conditions.
• Employee share purchase plan, vacation offering, wellbeing support, and MomentMakers social recognition program.
• Technological tools and workspaces designed to support collaboration and innovative client solutions.
• Purpose Day: a paid day off for personal growth and development.
• Inclusive and accessible candidate and employee environment.

Hiring process

• The work arrangement will be discussed during the interview.
• An attribute-based assessment and other skills tests may be required, including simulation, coding, or French proficiency assessments.
• Artificial intelligence tools may be used during recruitment.