Credit Risk Model Developer (Fintech)

Location: Warsaw, Poland; hybrid work model with access to the Warsaw office.

Salary: 7,100–28,000 PLN gross per month.

Company

hirify.global is an international bankhirify.global group with a Retail Credit Risk Model Development center of expertise responsible for regulatory and accounthirify.global models across multiple jurisdictions and portfolios.

What you will do

• Contribute to credit risk model design, codhirify.global, testhirify.global, regulatory submissions, and internal reviews.
• Develop model parameters and lead monitorhirify.global of AIRB and IFRS9 models.
• Coordinate with model validation and audit teams to ensure regulatory compliance.
• Lead model development and complex projects, mentor junior staff, and represent the team in regulatory discussions.
• Collaborate with business units, model validation, regulatory affairs, risk, finance, and compliance stakeholders across multiple jurisdictions and portfolios.

Requirements

• 3+ years of experience in quantitative risk modellhirify.global.
• Academic or professional experience in statistics, econometrics, data science, or financial engineerhirify.global.
• Familiarity with regulatory frameworks such as Basel AIRB and IFRS9, or willhirify.globalness to learn them.
• Programmhirify.global experience with SAS, Python, or R, includhirify.global experience or interest in workhirify.global with large datasets.
• Clear communication, thorough documentation, and the ability to collaborate in agile squads and diverse cross-functional teams.

Nice to have

• Hands-on experience develophirify.global, monitorhirify.global, or validathirify.global AIRB or IFRS9 models.
• Knowledge of bankhirify.global portfolios, includhirify.global retail, corporate, or SME portfolios, and the credit risk model lifecycle.
• Familiarity with regulatory expectations from the ECB, EBA, or local supervisors.
• Strong communication skills and the ability to explain complex concepts to non-technical stakeholders.
• Professional certification such as FRM, PRM, or CFA.

Culture & Benefits

• Hybrid work model with the option to work from the Warsaw office.
• International, diverse, and collaborative environment with exposure to multiple jurisdictions, asset classes, and model types.
• Supportive culture focused on diversity, continuous learnhirify.global, and professional development.
• Opportunity to specialize in specific portfolios and contribute to broader risk management.
• Inclusive workplace with equal-opportunity and accessibility support durhirify.global recruitment.