Credit Risk Model Developer (Credit Risk)

Location: Warsaw, Poland; hybrid work model with access to the Warsaw office.

Salary: 7,100–28,000 PLN gross.

Company

hirify.global Poland is part of ING Group, an international banking group with a Retail Credit Risk Model Development center of expertise.

What you will do

• Design, code, test, develop, enhance, monitor, and validate regulatory and accounting credit risk models across multiple jurisdictions and portfolios, depending on seniority.
• Develop model parameters and lead monitoring of AIRB and IFRS9 models at senior specialist level.
• Participate in regulatory submissions, internal reviews, validation activities, and audit coordination.
• Lead model development, mentor junior staff, and represent the team in regulatory discussions at expert level.
• Lead complex projects and engage with senior stakeholders across risk, finance, and compliance at senior expert level.
• Collaborate with business units, model validation, and regulatory affairs in an agile, portfolio-oriented team.

Requirements

• At least 3 years of experience in quantitative risk modelling.
• Academic or professional experience in statistics, econometrics, data science, or financial engineering.
• Familiarity with regulatory frameworks such as Basel AIRB and IFRS9, or willingness to learn and develop in this area.
• Programming experience with SAS, Python, or R and experience with, or interest in, working with large datasets.
• Clear communication, thorough documentation, and effective collaboration in agile squads.
• Ability to work in diverse, cross-functional, and international teams.

Nice to have

• Hands-on experience developing, monitoring, or validating AIRB or IFRS9 models.
• Knowledge of banking portfolios, including retail, corporate, and SME portfolios, and the credit risk model lifecycle.
• Familiarity with regulatory expectations from the ECB, EBA, or local supervisors.
• Strong communication skills and the ability to explain complex concepts to non-technical stakeholders.
• Professional certification such as FRM, PRM, or CFA.

Culture & Benefits

• Hybrid work model with the option to use the Warsaw office.
• International projects involving diverse asset classes, model types, portfolios, and local entities across the ING Group.
• Collaborative environment focused on diversity, curiosity, and continuous learning.
• Supportive team structure with opportunities to grow across multiple seniority levels.