Credit Manager, Credit Structuring, CIBC Private Wealth - Bilingual (Finance)

Location: Montréal, QC, Canada; work arrangement details, including the proportion of on-site and remote work, will be discussed during the interview.

Salary: Competitive salary and incentive pay.

Company

hirify.global Private Wealth Management provides customized banking, financial planning, investment management, and advisory solutions for high-net-worth individuals, families, private companies, trusts, estates, and charitable foundations.

What you will do

• Manage and administer a complex credit book for high-net-worth Private Banking clients.
• Guide Private Banking Advisors on new credit requests by analyzing client financial information and recommending lending facilities and security structures.
• Prepare credit applications using iCap and CLASS, negotiate credit terms with Wealth Risk Management, and support loan and security documentation.
• Monitor existing credit facilities, identify upcoming expiries, collect required information, and ensure reviews are completed.
• Prepare deal summaries for large credit requests and support early engagement with senior Private Banking and Wealth Risk Management leadership.
• Promote understanding of credit policies and procedures among Private Banking Advisors and Associates.

Requirements

• Bachelor's degree from a recognized post-secondary institution, preferably in business or finance.
• Strong knowledge of personal lending, commercial lending, mortgages, residential lending, and business lending.
• Experience reading, interpreting, and analyzing financial statements for credit applications.
• Knowledge of high-net-worth financial and estate planning concepts and related banking products and services.
• Strong computer literacy, including proficiency with Microsoft Office.
• Fluent French and English required to serve clients in the community.

Culture & Benefits

• Regular employment with a 37.5-hour work week.
• Competitive salary, incentive pay, banking benefits, and a benefits program.
• Defined benefit pension plan and employee share purchase plan.
• Vacation offering, wellbeing support, and a points-based recognition program.
• Paid Purpose Day for personal growth and development.
• Applicants must be legally eligible to work at the specified location and may need a valid work or study permit.

Hiring process

• The process may include an attribute-based assessment and skills tests, including a French proficiency assessment.
• Artificial intelligence tools may be used during recruitment.