3 дня назад
Head of Credit (Fintech)
Вакансия из Hirify Global, списка международных tech-компанийДля мэтча и отклика нужен Plus
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Head of Credit (Fintech): Defining and leading Openbank Mexico’s end-to-end credit strategy, portfolio management, and risk-adjusted profitability with an accent on consumer lending, credit decisioning, and digital banking. Focus on designing scalable credit models, balancing growth and risk, and building cross-functional operating frameworks for the Mexican market.
Location: OFNA OPENBANK CDMX, Mexico
Company
is a global banking group developing technology-driven digital banking and consumer finance solutions through Openbank.
What you will do
- Define the end-to-end credit strategy for Openbank Mexico, including products, customer segments, credit criteria, portfolio priorities, and growth plans.
- Own credit P&L and portfolio performance, balancing origination, pricing, cost of risk, delinquency, collections, profitability, and customer value.
- Lead the credit operating model and establish governance across Business, Risk, Product, Operations, Data, and Technology.
- Develop credit policies, portfolio management principles, decisioning frameworks, underwriting models, scorecards, pricing logic, and customer lifecycle strategies.
- Assess market opportunities and customer needs across consumer lending, credit cards, and other credit propositions.
- Partner with senior stakeholders on business cases, roadmap prioritization, launch planning, committee discussions, and strategic performance updates.
Requirements
- Significant senior experience in credit, lending, consumer finance, credit cards, retail banking, fintech, or digital banking.
- Proven experience defining or scaling credit strategies, lending products, or credit portfolios in banking or financial services.
- Experience owning or managing P&L and portfolio performance in a credit, lending, or consumer finance business.
- Strong knowledge of credit risk, portfolio management, underwriting, pricing, collections, and risk-adjusted profitability.
- Experience working with data, analytics, and decisioning teams to build credit models, scorecards, or automated lending capabilities.
- Fluency in Spanish and English is required.
Nice to have
- Experience in fintech, digital banking, consumer lending, credit cards, or high-growth financial services businesses.
- Relevant university degree or equivalent professional experience.
Culture & Benefits
- Customer-centric, technology-driven environment focused on innovation, collaboration, and responsible risk management.
- Health and holistic wellness support through the BeHealthy programme.
- Parental leave, childcare support, and family-friendly programmes.
- Global career opportunities and broad career paths.
- Paid time for volunteering activities.
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