1 месяц назад
Senior Credit Manager
130 000 - 180 000PHP
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Credit Manager (Specialist Lending): Leading a credit unit and serving as the final technical authority for complex self-employed and high-net-worth loan scenarios with an accent on grey-area lending decisions, million-dollar loan structures, and Australian second-tier lender relationships. Focus on mentoring senior underwriters, approving complex credit files, overturning declines, negotiating lending conditions, and maintaining strict SLA compliance.
Location: Remote from Metro Manila, Philippines; working hours are Monday to Friday, 9:00 AM–6:00 PM AEST, with NSW holidays.
Salary: PHP 130,000–180,000 per month.
Company
Support for self-employed borrowers through low-documentation lending solutions and tailored guidance for complex loan structures.
What you will do
- Make final technical decisions on complex self-employed lending scenarios and ambiguous policy cases.
- Lead a credit unit comprising a Senior Underwriter and a Credit Analyst.
- Provide technical mentorship and final sign-off on complex loan files.
- Oversee credit lodgements and maintain high first-time approval standards.
- Liaise with BDMs and senior credit assessors at Australian second-tier lenders to overturn declines and negotiate conditions.
- Govern internal Service Level Agreement compliance and credit team performance.
Requirements
- 8+ years of experience within an Australian second-tier lender, such as Pepper, Liberty, or La Trobe.
- Experience holding a high Delegated Lending Authority and leading a credit assessment team.
- Expertise in analyzing company tax returns, trust distributions, and add-back scenarios.
- Ability to identify viable lending pathways for high-net-worth borrowers with complex financial structures.
Nice to have
- Experience in a Credit Coach or Scenario Desk role at a specialist lender.
- Experience handling commercial-to-residential lending crossovers.
- Advanced knowledge of corporate tax portals and complex inter-entity loan account reconciliation.
Culture & Benefits
- Remote work arrangement from Metro Manila, Philippines.
- Monday-to-Friday schedule aligned with AEST business hours.
- NSW public holidays observed.
- Work focused on specialist lending, complex financial situations, and high-quality borrower service.
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