Senior Mortgage Broker Support / Credit Analyst

Location: Metro Manila, Philippines; 100% remote under an Independent Contractor Agreement. Working hours follow Australian business hours.

Salary: AUD 2,300–3,000 per month, with the final amount determined by the client based on skills and experience.

Company

Independent mortgage brokerage based in Western Australia, providing residential home loans, refinancing, and structured investment financing through relationships with more than 30 lenders.

What you will do

• Manage mortgage applications from initial assessment through submission and settlement support.
• Review tax returns, financial statements, BAS, payslips, credit reports, and supporting documentation.
• Maintain complete and compliant client files in Connective CRM (Mercury), including document naming, data verification, privacy checks, and key dates.
• Perform pre-submission quality assurance and compare documentation against lender checklists.
• Assess borrowing capacity, liabilities, living expenses, HEM alignment, credit history, lender risks, and policy issues.
• Recommend suitable lenders, prepare credit recommendations and scenario summaries, and support loan structuring.

Requirements

• 3–5 years of dedicated Australian mortgage broking experience focused on credit assessment and end-to-end file management.
• Experience with Connective aggregator and Mercury CRM.
• Exceptional written English communication skills, attention to detail, and strong organizational ability.
• Previous experience in a fast-paced, high-performing Australian mortgage brokerage.
• Ability to work Australian business hours from Metro Manila, Philippines.

Nice to have

• Experience with Quickli or equivalent policy and servicing tools, lender servicing calculators, and major Australian lender portals.
• Experience assessing self-employed applicants, company and trust structures, SMSF lending, refinancing, investment lending, and business-purpose lending.
• Strong critical thinking and current knowledge of Australian lending policies and guidelines.

Culture & Benefits

• Fully remote work arrangement.
• Independent contractor engagement.
• Full-time position with an ASAP start target.
• Holiday arrangements to be determined.