VP of Commercial Lending, Risk, and Underwriting (Fintech)

Location: New York, New York, USA; hybrid work with four days per week in the office and Wednesdays working from home.

Company

hirify.global builds fintech and software solutions that help healthcare providers manage their practices and is scaling a healthcare lending business.

What you will do

• Own and grow the lending business, including originations, interest and fee revenue, gross profit, and portfolio performance.
• Oversee FlexPay, hirify.global Claims Factoring, and Equipment Lending while developing equipment leasing, working capital, and commercial real estate lending programs.
• Identify and launch lending products and credit programs based on customer needs, market opportunities, and hirify.global’s banking strategy.
• Develop origination channels and partnerships with PE-backed sponsors, MSOs, healthcare operators, and credit-intensive specialties.
• Partner with Sales, Marketing, Customer Success, Product, Engineering, and Finance to develop cross-sell motions, lending infrastructure, and operational workflows.
• Design credit strategies, underwriting frameworks, pricing, eligibility criteria, risk parameters, portfolio monitoring, collections, and fraud management processes.

Requirements

• 10+ years of experience in commercial lending, commercial banking, private credit, specialty finance, equipment finance, healthcare finance, or a related credit environment.
• Proven experience building, launching, or scaling lending products or programs, ideally from the ground up.
• Strong commercial credit underwriting, structuring, pricing, and portfolio management experience.
• Experience in one or more of healthcare lending, equipment finance, working capital, receivables, asset-backed lending, or specialty finance.
• Track record of turning credit expertise into new products, markets, partnerships, or revenue opportunities.
• Entrepreneurial mindset with the ability to operate independently, make decisions with imperfect information, and build in a high-growth environment.
• Strong commercial judgment and ability to balance growth, risk, and portfolio economics.
• Excellent communication skills and ability to work directly with senior leadership, customers, capital partners, and strategic partners.

Culture & Benefits

• High-accountability environment focused on urgency, ownership, intellectual rigor, trust, and respect.
• Hybrid work policy with four office days and Wednesdays working from home.
• Equity participation for all employees.
• Competitive salary reflecting experience and contributions.
• Medical, vision, and dental insurance options.
• Employer 401(k) match.