Financial Crimes Risk Analyst (AML)

Location: On-site or hybrid in Ruston, LA, depending on experience; residence within the Bank’s geographic footprint in TX, LA, MS, AL, or FL is required.

Company

Origin Bank is a banking organization focused on customer relationships, professional development, and financial services.

What you will do

• Monitor, identify, research, and investigate potentially suspicious customer and transaction activity.
• Analyze financial crime risks involving MSBs, cannabis-related businesses, NBFIs, PEPs, non-resident aliens, privately owned ATMs, cryptocurrency, and other higher-risk activity.
• Prepare concise alert and case investigation summaries supporting SAR and no-SAR decisions.
• Draft SAR narratives and ensure investigations contain all required data elements and supporting documentation.
• Complete 90-day continuing-activity reviews and recommend whether to refile or close SAR cases.
• Collaborate with banking centers, internal departments, and Financial Crimes Risk Managers while using Verafin and other bank systems.

Requirements

• High school diploma or GED required; a bachelor’s degree is highly preferred.
• At least three years of BSA/AML/OFAC experience, including recent bank BSA compliance experience within the past 12 months.
• Five years of banking experience, including BSA/AML/OFAC experience, required.
• Knowledge of the Bank Secrecy Act, USA PATRIOT Act, OFAC regulations, FinCEN guidance, AML typologies, and financial crime risk profiles.
• Strong analytical, investigative, problem-solving, written communication, judgment, organization, and confidentiality skills.
• Working knowledge of Microsoft Word, Excel, Outlook, internet research, and the ability to learn bank-specific systems.

Nice to have

• Prior experience with Verafin.
• Certified Anti-Money Laundering Specialist (CAMS) or another recognized AML certification.
• Bachelor’s degree from a four-year college or university.

Culture & Benefits

• Full-time employment with a competitive total rewards package and compensation based on skills, experience, and education.
• Professional and personal development support through the Dream Manager program.
• Access to a nationally certified health and wellness coach.
• Free access to certified financial professionals for personal financial planning.
• Work involves regular office attendance in an on-site or hybrid arrangement.

Hiring process

• After accepting a conditional offer, candidates undergo criminal background, credit, fingerprint, drug, OFAC, reference, employment, and education checks.