Product Lead - Risk (Fintech)

Location: Bogota / CUN / Colombia; hybrid work model with regular office presence expected

Company

hirify.global is a B2B fintech building payment, corporate card, bill pay, financing, and spend management infrastructure for businesses across Latin America.

What you will do

• Own the risk product surface across acquisition and portfolio management, including onboarding checks, credit line adjustments, and fraud operations tools.
• Manage integrations with credit and fraud risk vendors, credit bureaus, decisioning engines, SIFT, and identity validation providers.
• Translate complex risk model outputs into seamless product experiences in partnership with Credit Risk and Data Science.
• Define and track approval rates, fraud losses, credit utilization, adjustment accuracy, and time-to-decision.
• Write PRDs, manage the backlog, accelerate delivery, and align Legal, Finance, Data Science, and engineering stakeholders.
• Build no-code and low-code workflows with N8N or Oscilar, prototype with AI tools, and create analytics dashboards.

Requirements

• 5+ years of product management experience, including at least 2 years focused on risk, fraud, credit, identity, or lending products in fintech or payments.
• Ability to prototype with AI coding tools; familiarity with GitHub, branches, commits, pull requests, diffs, APIs, and webhooks.
• Strong knowledge of credit-line mechanics, KYC and identity verification vendors, fraud signals, transaction blocking, and step-up authentication.
• Ability to write SQL queries, perform cohort analysis, design experiments, and build independent dashboards.
• Exceptional written and verbal English communication, with experience improving loss rates and approval rates while managing cross-functional stakeholders.
• High agency, comfort with ambiguity, and ability to operate autonomously in a lean, fast-paced squad.

Nice to have

• Working or basic knowledge of Spanish or Portuguese.
• Experience with Latin American fintech and credit products in Mexico, Colombia, or Brazil.
• Familiarity with Oscilar and payment rails such as SPEI, Pix, or ACH.

Culture & Benefits

• High-ownership, product-led environment focused on speed, clarity, simplicity, and measurable impact.
• Multicultural team with daily exposure to Portuguese, Spanish, and English.
• Competitive salary and ESOP stock options from day one.
• Annual learning budget and accelerated internal development paths.
• Flexible vacation and a hybrid model combining office work, customer interaction, and working from home.