Digital Asset Senior Product Manager-Product Manager IV-Retail/Business Banking Digital Assets

Location: Buffalo, New York, United States of America

Salary: $128,900–$214,900 annual (USD)

Company

M&T Bank provides banking products and services for retail and business customers.

What you will do

• Set the strategic direction for stablecoin and other digital asset products and services.
• Evaluate market entry opportunities, including coin issuance, wallet management, B2B and cross-border payments, reserve management, and crypto settlement.
• Lead product design, development, deployment, lifecycle management, profitability, and process improvements.
• Build partnerships with external digital asset organizations and collaborate with IT, Operations, Risk, business lines, and other stakeholders.
• Develop marketing objectives, pricing, packaging, profit plans, product education, and staff training.
• Ensure products meet legal, regulatory, risk, audit, and internal control requirements.

Requirements

• Bachelor’s degree and 3–6+ years of product management experience in fintech, payments, or blockchain/digital assets.
• Deep understanding of blockchain technology and stablecoin mechanics, including issuance, redemption, and collateralization.
• Strong knowledge of digital asset regulatory frameworks and compliance requirements.
• Familiarity with stablecoin issuers such as USDC and USDT, on-chain analytics, and interoperability protocols.
• Excellent communication, leadership, and cross-functional collaboration skills, including the ability to translate technical and regulatory concepts into user-centric solutions.
• In lieu of a degree, 14 years of combined higher education and/or work experience, including at least 10 years in marketing, product management, financial, operations, or project management with a focus on digital assets and emerging payments technologies.

Culture & Benefits

• Work within a banking environment focused on secure, scalable, and regulatory-compliant digital asset solutions.
• Collaborate across business, technology, operations, risk, and external partner functions.
• Support an environment that promotes belonging and reflects the M&T Bank brand.
• Compensation is market-informed and based on the candidate’s knowledge, skills, and experience.