Merchant Risk and Underwriting (Fintech)

Location: Shah Alam, Malaysia

Company

Razer is a global gaming company operating across five continents and focused on gamer-centric products and experiences.

What you will do

• Evaluate new merchant applications and conduct comprehensive risk assessments.
• Analyze transaction data, financial statements, and other information to identify risk indicators.
• Monitor merchant accounts, adjust limits, and implement account management or closure decisions.
• Conduct ODD and periodic reviews to detect suspicious activity.
• Collaborate with sales, operations, and risk management stakeholders on merchant risk strategies.
• Improve underwriting policies, workflows, documentation, and risk management processes.

Requirements

• Bachelor’s degree in Finance, Business, Risk Management, or a related field.
• 1–3 years of experience in merchant underwriting, risk assessment, or fraud prevention.
• Strong knowledge of KYC, KYB, AML, and fraud risk management frameworks.
• Familiarity with Visa, Mastercard, UnionPay, payment processing platforms, risk tools, and CRM systems.
• Strong analytical, problem-solving, decision-making, communication, and interpersonal skills.
• Willingness to perform shift duties and work onsite in Shah Alam.

Culture & Benefits

• Work with a global team spanning five continents.
• Inclusive and respectful workplace committed to equal opportunity.
• Reasonable accommodations are provided where needed for disability or religious practices.
• Opportunity for professional growth in a global gaming organization.