Global Lead, Business Control (Fintech)

Location: Hybrid role based in San Francisco, United States

Salary: $190,000–$300,000 base pay per year, plus potential equity and bonus

Company

Airwallex provides an AI-native financial operating system and regulated global payments infrastructure for businesses and financial product platforms.

What you will do

• Build and lead the global first-line commercial risk function, reporting directly to the Chief Revenue Officer.
• Define commercial risk strategy and supportability frameworks for customers, merchants, and use cases.
• Review complex or high-risk deals, provide structured guidance, and approve documentation before second-line escalation.
• Translate risk appetite and policies into commercial playbooks, training, and operational guardrails.
• Design continuous portfolio monitoring using metrics such as GP-to-risk ratios, customer risk tiers, fraud and loss rates, and revenue concentration.
• Lead incident post-mortems, remediation, governance participation, regulatory engagements, and development of a global risk team.

Requirements

• 10–12 years of risk management experience in financial services, including significant first-line or business-aligned experience with front-office or Sales teams.
• Deep expertise in at least two areas: credit and portfolio risk, payments or merchant risk, operational and conduct risk, or enterprise risk.
• Experience designing and implementing practical risk frameworks within a Three Lines of Defense model.
• Strong analytical and data literacy, including KPI definition, dashboard analysis, and quantitative and qualitative risk assessment.
• Exceptional communication skills and the ability to explain complex risk concepts and navigate risk-versus-revenue decisions with senior stakeholders.

Nice to have

• Experience in high-growth, product-led fintech environments such as payments, issuing, FX, or modern banking.
• Familiarity with KYC/AML, sanctions, card network rules, data privacy, and global regulatory and scheme frameworks.
• Experience designing early-warning indicators, concentration limits, and stress testing.

Culture & Benefits

• Work with a global financial infrastructure company operating across North America, Europe, the Middle East, and Asia-Pacific.
• Collaborate with Commercial, Sales, Partnerships, Revenue Strategy & Operations, Legal, Risk, Compliance, Data, and Regional RevOps teams.
• US-based employees receive medical, dental, and vision insurance, a 401(k) plan, disability and life insurance, and well-being benefits.
• US-based employees receive 20 paid vacation days and 12 paid company holidays annually.
• Additional compensation may include equity, annual bonuses, commissions, or RSUs.